Research · Job Quality

A good job is how working-class families build stability and mobility.

LSI research examines the wages, benefits, scheduling, and capital access that decide whether a full-time job still builds a family, a home, and a future in the working-class places that built this country.

Key job quality statistics

44%
American workers in low-wage jobs, earning less than two-thirds of the national median hourly wage
Brookings Metro (Ross & Bateman), 2019
~19M
Low- and moderate-income private-sector workers without paid sick leave, with 42% of the lowest wage quartile lacking access
BLS National Compensation Survey, March 2025
10%
Low-income households near retirement (age 51–64) with any retirement savings, compared with 90% of high-income households
GAO analysis of Federal Reserve SCF, 2023
11.7%
U.S. workforce that current AI models could already replace, with entry-level and task-dense roles most exposed
“The Iceberg Index,” MIT, 2025

Where we focus

LSI's job quality research priorities.

01

Mobility and wealth

The wage, benefit, and workforce policies that lift incomes and build household wealth in the working-class counties the policy debate has largely overlooked, from Appalachia to the industrial Midwest to the Mississippi Delta.

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02

Benefits that travel

Benefits that travel with the worker instead of the employer: health coverage, retirement accounts, paid leave, and training credits designed for the contingent, part-time, and second-job workforce that now accounts for a large share of working-class employment.

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03

Stable financing

Small business finance is the quiet precondition for good jobs. When working-class employers have access to patient, reasonably priced capital, they can raise wages, extend benefits, and keep payrolls steady through an economic cycle, anchoring consistent economic returns in the communities where they operate.

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04

AI and the working class

Policy frameworks that determine whether the productivity and opportunity gains from artificial intelligence reach working-class workers and communities. Research focuses on the wage supports, workforce development investments, and ownership structures that shape whether the entry level and task dense roles most exposed to displacement become pathways to better work or a source of further economic concentration.

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Our view

The compensation and benefits of a full-time job should add up to stability and mobility for working-class America.

A good full-time job rests on a recognizable set of attributes: wages that cover basic necessities, stable hours, health coverage, retirement savings or an employer match, and paid time away from work to recover from illness or care for a child. These are the building blocks that help families buy a home, raise children, and retire with dignity.

Across much of the economy, those building blocks have eroded. Forty-four percent of American workers now earn less than two-thirds of the national median hourly wage.1 Roughly 19 million low- and moderate-income private-sector workers have no paid sick leave, and 42% of workers in the lowest wage quartile lack access entirely.2 Only 10% of low-income households nearing retirement hold any retirement savings, compared with 90% of high-income households.3 And a new source of pressure is emerging: current AI models could already replace 11.7% of the U.S. workforce, with entry-level and task-dense roles, the ones most prevalent in already-distressed communities, most exposed.4

The policy response has bipartisan roots. The Earned Income Tax Credit, signed into law by President Gerald Ford in 1975 and expanded under every administration since, from Ronald Reagan to Joe Biden, now lifts more working-class families out of poverty than any federal program other than Social Security.5 State paid-family-leave programs have taken hold under governors of both parties, and have lifted labor-force participation among working-class mothers in every jurisdiction that has enacted them.6 Fair Workweek statutes, portable-benefits pilots, and earned-sick-time laws have moved in states and cities led by Republicans and Democrats alike.7

LSI's job quality portfolio works on two fronts. Federal and state policy research identifies the wage, benefit, and scheduling reforms most likely to raise job quality for working-class Americans. Proprietary technology, including Access to Capital and Access to Benefits, makes the capital flowing into working-class places and the benefits those jobs actually provide legible to economic development agencies, employers, investors, and lawmakers. LSI translates the findings into options that community organizations, investors, and mission-driven actors can act on.

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Job quality research updates

Monthly job quality research updates from Lafayette Square Institute.

Occasional updates from LSI job quality researchers, including new publications, data releases from Access to Capital and Access to Benefits, and policy notes on wages, schedules, portable benefits, and paid leave.